“My car is a darn money pit. Have to keep spending to fix it.” “No way I can afford a new car. I think I am stuck with this one for now.” Anybody who has muttered these words in a fit of frustration might want to find a way to be able to afford a new ride, even if they think doing so is impossible. In many cases, taking out a loan is the best option. But when it comes to getting a loan, there are lots of options to choose from. While many will simply head to their bank,…