Have you ever had to ask the question how much life insurance do I need? There are few things in this life that most people truly need more than insurance. All it takes is one illness, a car crash, or a natural disaster to completely change a person’s life for the worse. The best way to avoid losing everything if one of these awful, but often inescapable, events happens in your life or the life of a close family member if to make sure that you have the best insurance you can afford. Here are a few important facts you…